The first thing to do before deciding to live off campus is to consider how you live and study. Apartment or house living involves some trade-offs. For example, you can save money on housing by sharing an apartment, but you may need to spend money on commuting to campus. Here are some things to consider:


  • Living off-campus can be cheaper than living in university housing, depending on circumstances.

    You'll probably have more independence, freedom, privacy and space.

    Private apartments are usually quieter and have fewer distractions than dorms, which makes them better for studying.

    Having a rental history makes it easier to get a place to live after you graduate.

    You can make your own meals.

    There are probably fewer people sharing the bathroom. You may even have your own private bathroom.


  • Living off-campus can actually be more expensive.

    You'll probably have to pay a security deposit and the first and last month's rent, as well as utilities. Additional costs may include furniture, furnishings, appliances, cleaning supplies, groceries and transportation.

    You need to arrange your own Internet and cable TV connections.

    You have more chores: renters usually spend more time grocery shopping, preparing meals, cleaning and commuting than dorm dwellers.